🇺🇸Announced. The strongest remaining claim is announced, paused, or unclear. It may be inactive.
US bank. Founding member of Ripple’s Global Payments Steering Group (2016). GPSG membership is a standards/governance relationship. It is not evidence that Bank of America uses XRP or runs live ODL.
Named products / networks / assets: Global Payments Steering Group
Claims and evidence
Each claim is stored at project level. Integrated means a capability was implemented; live requires evidence of actual operation.
Ripple partnershipAnnounced
In 2016 Ripple announced Bank of America Merrill Lynch as a founding member of the Global Payments Steering Group, which would oversee Ripple payment transaction rules and standards.
Geographic basis: Headquarters in US. Activity countries are those named in the cited announcement, not the bank’s full branch network. · Activity: United States
Uncertainty: Community lists often upgrade this to live XRP payments. The primary source does not say that.
Company announcement
Major Banks Launch Global Payments Steering Group
Ripple · published 2016-09-23 · checked 2026-09-09
Bank of America Merrill Lynch, Santander, UniCredit, Standard Chartered, Westpac Banking Corporation, and Royal Bank of Canada are the founding members of the Global Payments Steering Group. CIBC will also join as a new member. The group oversees Ripple payment transaction rules and standards. The release does not mention XRP.
Governance/standards group membership is not evidence of live XRP or even live xCurrent production at each bank. Santander has a separate One Pay FX record.
Later commercial status was not independently confirmed for this release.
X-Index (xindex.info) is an independent community research directory. v0.9.9 adds Documents from a user-supplied PDF list: ECB 2015 virtual-currency analysis, Ripple’s 2021 House of Lords evidence, Palau PSC press, a World Bank CBDC energy note citing Ripple’s XRP table, and academic papers (Jani, Mokeeva/Novosibirsk lab cite, Firouzi, etc.) labeled Academic — not institutional endorsement. A 2018 student overview is not a bank customer. v0.9.8 adds Shariyah Review Bureau’s March 2022 Sharia Analysis of Ripple/XRP (alongside the existing XRP Compliant screen) and Ripple’s 2023–2024 seat on the BIS CPMI PIE task force — a historical industry-committee membership, not a current listing and not XRP as a G20 rail. v0.9.7 adds a Documents catalog of institutional and business pages that actually name Ripple, XRPL, or XRP — a caption or screenshot is not the source. Flags are headquarters plus sourced activity countries. A BRICS or OPEC mark is country membership, not a bloc partnership. A past announcement is not a current-day connection. Counts are documented organizations in this database, not exhaustive national adoption. Last updated 2026-09-09. Not affiliated with Ripple.
