🇺🇸🇸🇬🇮🇪🇨🇭Live. At least one live or integrated claim that is not marked historical and is not a second-order hop.
US enterprise crypto infrastructure company. This atlas treats Ripple the company as distinct from the XRP Ledger and from the XRP asset. A Ripple product relationship does not automatically establish public XRPL usage or XRP bridge usage.
Each claim is stored at project level. Integrated means a capability was implemented; live requires evidence of actual operation.
Other Ripple relationshipLive
Ripple is a US-headquartered provider of digital asset infrastructure for financial institutions, with products spanning payments, custody, and a USD stablecoin.
Geographic basis: Company headquarters and primary corporate identity in the United States, based on Ripple’s own site and press materials. Not assigned to every country where Ripple says it has customers. · Activity: United States
Company announcement
Global Customers of Ripple
Ripple · publication date not stated · checked 2026-09-08
Ripple presents itself as enabling customers to move, manage and tokenize value, and publishes featured customer case studies. The page does not, by itself, document XRP usage for those customers.
Marketing page. Customer presence is a lead; each customer still needs its own claim and source.
Ripple states that it and its subsidiaries hold a Major Payment Institution License from the Monetary Authority of Singapore.
Geographic basis: Regulatory licence in Singapore as stated by Ripple. This is a licensing fact, not evidence that Singaporean banks use XRP. · Activity: Singapore
Uncertainty: The licence is documented by Ripple’s announcement. Independent verification of current licence status on MAS registers was not completed for this record.
Company announcement
Ripple Announces Acquisition of Standard Custody & Trust Company, Expands Its Portfolio of Regulatory Licenses
Ripple · published 2024-02-13 · checked 2026-09-08
Ripple stated that it and its subsidiaries collectively hold a New York BitLicense, nearly 40 US money transmitter licenses, a Major Payment Institution License from MAS, and a VASP registration with the Central Bank of Ireland.
Self-reported licence list at announcement time. Not a product-deployment map.
Ripple states that it holds a Virtual Asset Service Provider registration with the Central Bank of Ireland.
Geographic basis: Regulatory registration in Ireland as stated by Ripple, not a claim of Irish bank XRP usage. · Activity: Ireland
Uncertainty: Current status on the Central Bank of Ireland register was not independently re-checked beyond Ripple’s statement.
Company announcement
Ripple Announces Acquisition of Standard Custody & Trust Company, Expands Its Portfolio of Regulatory Licenses
Ripple · published 2024-02-13 · checked 2026-09-08
Ripple stated that it and its subsidiaries collectively hold a New York BitLicense, nearly 40 US money transmitter licenses, a Major Payment Institution License from MAS, and a VASP registration with the Central Bank of Ireland.
Self-reported licence list at announcement time. Not a product-deployment map.
Ripple sat on the BIS CPMI Cross-border Payments Interoperability and Extension (PIE) task force in the 2023–2024 cohort. A composition list dated 8 July 2024 names Rene Huijsen, then Director of Payment Operations at Ripple, in the financial-infrastructures group with SWIFT, Mastercard, CLS, CIPS and The Clearing House. Contemporaneous 9 August 2023 reporting matches that list. Ripple is not on the public 2025-onwards composition.
Geographic basis: CPMI/BIS industry task force, Basel. A committee seat is not Swiss or G20 use of XRP. · Activity: Switzerland
Uncertainty: Advisory membership, not a BIS contract and not a selection of XRP as a G20 bridge asset. Huijsen later left Ripple for the XRP Ledger Foundation; that move does not keep Ripple on the current roster.
Institutional report
Cross-border payments interoperability and extension (PIE) taskforce — composition (8 July 2024)
BIS CPMI (copy hosted on Scribd) · published 2024-07-08 · checked 2026-09-08
Composition list dated 08 July 2024. Chair: Ulrich Bindseil, ECB. Financial infrastructures include “Rene Huijsen (Director of Payment Operations) Ripple,” with Buna, CIPS, CLS, Mastercard, SWIFT, The Clearing House and others.
Secondary host of a BIS PDF no longer at bis.org/cpmi/pietf/pietf_members.pdf. Names Ripple as a 2024 member. A seat is not a BIS product using XRPL or XRP.
Ripple is working with Bank for International Settlements on payments taskforce
Finbold · published 2023-08-09 · checked 2026-09-08
9 August 2023 report that BIS announced PIE task-force membership, listing Ripple under financial infrastructures and Rene Huijsen as Director of Payment Operations, with Bindseil as chair.
Trade press of the August 2023 announcement. Corroborates the 2024 composition list. Not a BIS implementation of Ripple Payments.
Industry-task-force seat. Not a BIS commercial relationship and not XRP as a G20 settlement asset.
Uncertainties and missing follow-up
Ripple’s marketing often groups payments, custody, stablecoin, and XRPL work. This atlas splits those claims.
Customer counts on Ripple pages are not used as organization counts in this database.
A 2023–2024 CPMI PIE seat is historical. It is not a current listing and not a BIS decision to use XRP.
X-Index (xindex.info) is an independent community research directory. v0.9.11 adds Aurum Equity Partners (Pleasanton) and Zoniqx for the announced $1B XRPL tokenized data-center fund, and the European Central Bank and World Economic Forum as mention-stage issuers of already-catalogued Documents. Not the Indian Aurum LLP. A WEF use-case example is not a WEF–Ripple partnership. Task-force co-members (SWIFT, CLS, NACHA) were not added as separate cards. v0.9.10 adds Documents from a user-supplied list: Federal Bank’s 2019 NSE Ripple intimation, Standard Chartered’s 2016 Ripple investment PDF, Breda et al.’s SSRN difference-in-differences of announced RippleNet adoption (not a bank filing), and academic papers on XRPL topology, patents, fiqh classification and consensus — labeled Academic, not institutional endorsement. A magazine reprint of the existing SG-FORGE EURCV page is not a second primary. Chinese how-to-buy XRP pages are not institutional. v0.9.9 adds Documents from a user-supplied PDF list: ECB 2015 virtual-currency analysis, Ripple’s 2021 House of Lords evidence, Palau PSC press, a World Bank CBDC energy note citing Ripple’s XRP table, and academic papers (Jani, Mokeeva/Novosibirsk lab cite, Firouzi, etc.) labeled Academic — not institutional endorsement. A 2018 student overview is not a bank customer. v0.9.8 adds Shariyah Review Bureau’s March 2022 Sharia Analysis of Ripple/XRP (alongside the existing XRP Compliant screen) and Ripple’s 2023–2024 seat on the BIS CPMI PIE task force — a historical industry-committee membership, not a current listing and not XRP as a G20 rail. v0.9.7 adds a Documents catalog of institutional and business pages that actually name Ripple, XRPL, or XRP — a caption or screenshot is not the source. Flags are headquarters plus sourced activity countries. A BRICS or OPEC mark is country membership, not a bloc partnership. A past announcement is not a current-day connection. Counts are documented organizations in this database, not exhaustive national adoption. Last updated 2026-09-10. Not affiliated with Ripple.
