🇺🇸Live. At least one live or integrated claim that is not marked historical and is not a second-order hop.
Global custody bank. Selected by Ripple as primary custodian of RLUSD reserves (July 2025), confirmed on both Ripple and BNY press pages. This is reserve custody of a USD stablecoin — not established as BNY using XRP or public XRPL for its own settlement.
Each claim is stored at project level. Integrated means a capability was implemented; live requires evidence of actual operation.
Ripple partnershipLive
On 9 July 2025 Ripple and BNY announced that BNY will serve as the primary reserve custodian of Ripple USD (RLUSD) and provide transaction banking services to underpin operations.
Geographic basis: US banking relationship. BNY’s global footprint is not mapped. · Activity: United States
Company announcement
Ripple Selects BNY to Custody Ripple USD Reserves
Ripple · published 2025-07-09 · checked 2026-09-08
Ripple announced it has selected The Bank of New York Mellon Corporation for the primary custody of Ripple USD (RLUSD) reserves. Emily Portney, Global Head of Asset Servicing at BNY, is quoted as primary custodian for RLUSD.
Does not mention XRP or XRPL as BNY infrastructure.
The reviewed announcements concern custody of RLUSD cash/reserve assets, not XRP trading, XRP bridging, or XRPL settlement by BNY. XRP usage by BNY is not established.
Geographic basis: United States. · Activity: United States
Uncertainty: Absence of located XRP evidence is not proof of non-use.
Company announcement
Ripple Selects BNY to Custody Ripple USD Reserves
Ripple · published 2025-07-09 · checked 2026-09-08
Ripple announced it has selected The Bank of New York Mellon Corporation for the primary custody of Ripple USD (RLUSD) reserves. Emily Portney, Global Head of Asset Servicing at BNY, is quoted as primary custodian for RLUSD.
Does not mention XRP or XRPL as BNY infrastructure.
Two-step: BNY custodies reserves of a stablecoin issued under the NY trust charter associated with Standard Custody / Ripple.
Uncertainties and missing follow-up
XRP and XRPL use by BNY are not established.
X-Index (xindex.info) is an independent community research directory. v0.9.17 ingests Japan Country Packet 004 plus a dedicated Interledger pass. Enriched: SBI Ripple Asia (2017 RC Cloud ILP PoC; 2026 XRPL prepaid-token platform — JV page still says it does not handle XRP), SBI VC Trade (RLUSD Category 4 handling; still the XRP sender on ODL), SBI Remit (2021 Philippines ODL/XRP on XRPL is the first documented XRP corridor; 2017 Thailand and 2019 Vietnam remain Ripple DLT, not XRP), MUFG (GPSG + 2018 real-funds RippleNet/ILP pilot). New cards: HashKey DX (XRPL supply-chain finance, not XRP as the financed asset), Tobu Top Tours (partner tokens on XRPL, planned), Asia Web3 Alliance Japan, DSRV (research only), Kyoto University (UBRI + EDISON-X XRPL demonstration), University of Tokyo (UBRI only — no validator), Mitsubishi Corporation (real-funds RippleNet/ILP, not XRP), Asian Net (XRP ODL originator), TPBank (2019 DLT, not XRP), SBI LY HOUR Bank (RippleNet, not XRP). 61-bank consortium membership is not 61 banks using XRP. Money Tap is not XRP. Stella is ILP, not BOJ XRP. Next packet: United Kingdom. v0.9.16 adds a dedicated Interledger catalog for US/China/Germany ILP backfill. Historical: Thomas/Schwartz 2015 paper, IETF draft, W3C/WWW papers, Fed FEDS 2016.095 and Faster Payments Part Two, Ripple OP-1625, Azure BaaS exploration, Xpring SDK, Coil and Mojaloop, BoE ILP PoC, Tsinghua/UCAS/SIIS architecture papers, ReiseBank 2017 ILP pilot, TUM/Tübingen research, ECB/BoJ Stella Phase 3, Innogy and Zhongxiang Bit patents. Current: Interledger Foundation FAQ states it is independent of Ripple and that Ripple does not use Interledger technology; ILPv4 is the current spec. ILP is not XRP and is not XRPL. RippleNet is not automatically ILP. Fidor is not relabeled ILP. New cards: Interledger Foundation, Microsoft (2015 exploration + validating node), Bank of Japan (Stella), Innogy (patent). v0.9.15 ingests Germany Country Packet 003. Enriched: Fidor (2014 German + Ripple newsroom, protocol not XRP; bank later closed), ReiseBank (live C$1,000/€667 ATB corridor in eight seconds; 2017 Interledger second phase — not XRP-as-bridge), ATB, DZ BANK (Metaco Harmonize selection February 2023 then Ripple Custody go-live; not XRP), DekaBank (Metaco PoC before the Ripple acquisition — do not backdate), Bitwise Europe (Ripple investment in GXRP ETP, not XRPL settlement). New cards: SAP (2016 demo support), GFT (Metaco partnership), Digital Euro Association (supporting partner, not a Digital Euro on XRPL), EBS Universität (UBRI endowed chair), Deutsche Börse (Xetra XRP ETP listing), nxtAssets and Crypto Finance Deutschland (physically backed XRP ETP), Bitcoin Group (XRP pairs on Bitcoin.de), Bundesbank and BaFin (research/classification, not adoption). Deutsche Bank stays on a hold queue until a primary exists. DIW XRP-as-price-series papers are declined. v0.9.14 ingests China Country Packet 002. Enriched: Shanghai Huarui Bank (end-2015 PoC and CIO Sun Zhongdong’s 2016–2017 speeches distinguishing Ripple’s payment protocol from cryptocurrency; 2016 commercial-intent announcement remains historical) and LianLian (7 February 2018 RippleNet/xCurrent production agreement into China via the Hong Kong-licensed unit — not XRP). New cards: Tsinghua Institute for Fintech Research (UBRI grant, not a payments customer), University of Chinese Academy of Sciences (industry-report mention), China Banking Association (framework survey), and Shanghai Institutes for International Studies (Ripple/XRP/RTXP as a monetary-reform research example). Academic papers on Ripple as a case study stay in Documents, not as university customer cards. Ripple Payments China payout rails and bank-code tables are product docs, not customer lists. Huarui annual reports and the Lianlian HKEX prospectus were not added because a Ripple mention was not independently extracted. Insights blogs are not Press. A 2016 SBI Ripple Asia sales-territory sentence covering China is not a Chinese bank customer. v0.9.13 ingests United States Country Packet 001: Fed FEDS 2016.095 (Interledger mention; Ripple/XRP not named), Faster Payments Part One, Ripple’s OP-1625 comment, CFPB remittance reports, NYDFS virtual-currency license of Ripple Markets DE, OFAC FAQ 563 (XRP as an SDN address-type example), MoneyGram’s 2019 10-K (ODL/XRP, later ended), Interledger/IETF protocol papers, XRPL consensus and confidential-MPT specs, and academic papers labeled Academic. New cards: CFPB (mention), NYDFS (license, not a partnership), R3 (2016 XRP interbank trial — not Corda), Western Union (2018 testing), MIT Connection Science (2016 research validator), Berkeley Haas, Penn, and Morgan State (UBRI grants, not payments customers). A CFPB market example is not CFPB using XRP. Insights blogs and Fortune articles are not Press. The 2019 Fed ACH remittance report is declined (does not name Ripple/XRP). v0.9.12 adds a Press catalog of newsroom pages already sourced on organization records — Ripple’s own newsroom, issuer newsrooms, and wires. A press release is an announcement, not a 2026 live rail. v0.9.11 adds Aurum Equity Partners (Pleasanton) and Zoniqx for the announced $1B XRPL tokenized data-center fund, and the European Central Bank and World Economic Forum as mention-stage issuers of already-catalogued Documents. Not the Indian Aurum LLP. A WEF use-case example is not a WEF–Ripple partnership. Task-force co-members (SWIFT, CLS, NACHA) were not added as separate cards. v0.9.10 adds Documents from a user-supplied list: Federal Bank’s 2019 NSE Ripple intimation, Standard Chartered’s 2016 Ripple investment PDF, Breda et al.’s SSRN difference-in-differences of announced RippleNet adoption (not a bank filing), and academic papers on XRPL topology, patents, fiqh classification and consensus — labeled Academic, not institutional endorsement. A magazine reprint of the existing SG-FORGE EURCV page is not a second primary. Chinese how-to-buy XRP pages are not institutional. v0.9.9 adds Documents from a user-supplied PDF list: ECB 2015 virtual-currency analysis, Ripple’s 2021 House of Lords evidence, Palau PSC press, a World Bank CBDC energy note citing Ripple’s XRP table, and academic papers (Jani, Mokeeva/Novosibirsk lab cite, Firouzi, etc.) labeled Academic — not institutional endorsement. A 2018 student overview is not a bank customer. v0.9.8 adds Shariyah Review Bureau’s March 2022 Sharia Analysis of Ripple/XRP (alongside the existing XRP Compliant screen) and Ripple’s 2023–2024 seat on the BIS CPMI PIE task force — a historical industry-committee membership, not a current listing and not XRP as a G20 rail. v0.9.7 adds a Documents catalog of institutional and business pages that actually name Ripple, XRPL, or XRP — a caption or screenshot is not the source. Flags are headquarters plus sourced activity countries. A BRICS or OPEC mark is country membership, not a bloc partnership. A past announcement is not a current-day connection. Counts are documented organizations in this database, not exhaustive national adoption. Last updated 2026-09-10. Not affiliated with Ripple.
