🇺🇸Live. At least one live or integrated claim that is not marked historical and is not a second-order hop.
US bank. CoinDesk reported in 2018, quoting Ripple, that PNC Treasury Management would accept inbound cross-border transactions on xCurrent in production. That is Ripple technology (messaging/settlement software), not documented XRP use.
Each claim is stored at project level. Integrated means a capability was implemented; live requires evidence of actual operation.
Ripple customerLive
In September 2018 CoinDesk reported that PNC Bank’s Treasury Management division would begin accepting inbound cross-border transactions using Ripple’s xCurrent after completing a pilot, with Ripple describing it as production.
Geographic basis: Headquarters in US. Activity countries are those named in the cited announcement, not the bank’s full branch network. · Activity: United States
Uncertainty: Whether PNC still runs xCurrent/RippleNet in 2026 was not confirmed from a PNC primary page for this record.
Secondary reporting
US Banking Giant PNC Becomes Latest to Adopt Ripple's xCurrent
CoinDesk · published 2018-09-19 · checked 2026-09-09
PNC Bank’s Treasury Management division would begin accepting inbound cross-border transactions using Ripple’s xCurrent after a pilot. Ripple SVP Asheesh Birla said it was production, not a test. The article does not mention XRP.
Reputable secondary report of a Ripple-described production rollout. 2026 continuity not confirmed. Not an XRP claim.
The reported production use is xCurrent, Ripple’s interledger messaging product of that era. The CoinDesk report does not mention XRP.
Geographic basis: Named activity in US. · Activity: United States
Uncertainty: Whether PNC still runs xCurrent/RippleNet in 2026 was not confirmed from a PNC primary page for this record.
Secondary reporting
US Banking Giant PNC Becomes Latest to Adopt Ripple's xCurrent
CoinDesk · published 2018-09-19 · checked 2026-09-09
PNC Bank’s Treasury Management division would begin accepting inbound cross-border transactions using Ripple’s xCurrent after a pilot. Ripple SVP Asheesh Birla said it was production, not a test. The article does not mention XRP.
Reputable secondary report of a Ripple-described production rollout. 2026 continuity not confirmed. Not an XRP claim.
Later commercial status was not independently confirmed for this release.
X-Index (xindex.info) is an independent community research directory. v0.9.9 adds Documents from a user-supplied PDF list: ECB 2015 virtual-currency analysis, Ripple’s 2021 House of Lords evidence, Palau PSC press, a World Bank CBDC energy note citing Ripple’s XRP table, and academic papers (Jani, Mokeeva/Novosibirsk lab cite, Firouzi, etc.) labeled Academic — not institutional endorsement. A 2018 student overview is not a bank customer. v0.9.8 adds Shariyah Review Bureau’s March 2022 Sharia Analysis of Ripple/XRP (alongside the existing XRP Compliant screen) and Ripple’s 2023–2024 seat on the BIS CPMI PIE task force — a historical industry-committee membership, not a current listing and not XRP as a G20 rail. v0.9.7 adds a Documents catalog of institutional and business pages that actually name Ripple, XRPL, or XRP — a caption or screenshot is not the source. Flags are headquarters plus sourced activity countries. A BRICS or OPEC mark is country membership, not a bloc partnership. A past announcement is not a current-day connection. Counts are documented organizations in this database, not exhaustive national adoption. Last updated 2026-09-09. Not affiliated with Ripple.
